Legal & Privacy Policy

Last updated: January 28, 2026

Genier Financial Services Inc. (“we,” “our,” or “us”) is committed to protecting the privacy, confidentiality, and security of personal information provided by visitors to our website.

This Privacy Policy applies to all visitors, clients, and prospective clients who access or interact with this website.

This Privacy Policy explains how we collect, use, store, and protect your information when you visit:

Website: https://genierfinancial.com/

By accessing or using this website, you agree to the practices and terms described in this Privacy Policy.

1. Information We Collect

When you interact with our website, we may collect the following types of information:

Personal Information You Provide

Depending on the services requested, you may choose to provide information such as:

Name
Email address
Phone number
Mailing or residential address
Smoker or non-smoker status (where relevant to insurance inquiries)
Basic financial or insurance-related information necessary to respond to your request
Any documents or files you voluntarily upload through website forms or secure submission tools
Any additional information you submit when contacting us or requesting services

Automatically Collected Information

When you visit our website, certain technical information may be collected automatically, including:

IP address
Browser and device type
Pages visited and time spent on the site
General location data (city/province level)
Referral source (how you found our website)

2. How We Use Your Information

We may use collected information to:

Respond to inquiries and requests
Provide information about financial products or advisory services
Evaluate service needs based on the details provided
Communicate with you regarding appointments or next steps
Improve website functionality and user experience
Maintain website security and prevent fraud
Meet legal, regulatory, and compliance obligations

Any financial or personal information provided through this website is collected only for the purpose of responding to your inquiry and providing relevant services, and is not used for unrelated marketing purposes.

3. Cookies and Tracking Technologies

Our website may use cookies or similar tracking technologies to enhance your browsing experience and gather analytics about website traffic.

You may disable cookies through your browser settings; however, doing so may affect website functionality.

4. Sharing of Information

We do not sell or rent your personal information.

We may share your information only in limited circumstances, including:

With trusted service providers who assist in operating the website (such as Wix hosting services)
If required by law, court order, or regulatory authority
To protect our legal rights, security, and compliance responsibilities

All third-party providers are expected to handle information responsibly and securely.

5. Privacy, Confidentiality, and Internet Risk

Genier Financial Services Inc. takes reasonable safeguards to protect the confidentiality of personal information.

However, you acknowledge that the Internet is not a completely secure medium, and privacy or confidentiality of transmissions cannot be guaranteed.

Your use of this website, including information transmitted through it, may be subject to access, disclosure, or manipulation by third parties. Genier Financial Services Inc. shall not be responsible for damages resulting from such breaches beyond our reasonable control.

6. Document Uploads and Sensitive Information

If you choose to upload documents through our website, we take reasonable measures to safeguard that information.

However, you should avoid submitting highly sensitive personal or financial information unless requested through an approved secure process.

Uploaded documents are used only for the purpose of reviewing your inquiry or service request.

7. Email Communication Security

The security of email communication cannot be guaranteed.

Individuals wishing to communicate private or confidential information are encouraged to do so through more secure methods whenever possible.

8. Limited Licence and Website Use

Genier Financial Services Inc. grants you a limited licence to display, print, or download website materials solely for personal, educational purposes, or for doing business with our firm, provided that:

The content is not modified
All copyright notices remain intact

You agree not to disrupt, interfere with, or attempt unauthorized access to the website or its content.

This website is for general information purposes only and is not intended to provide personalized financial, insurance, legal, accounting, or tax advice.

9. No Offer or Solicitation

Nothing on this website constitutes an offer to buy or sell any financial product or service.

All products and services are subject to applicable contracts, regulatory approval, and availability in jurisdictions where they may be lawfully offered in Canada.

10. Third-Party Services and Links

This website may contain links to third-party websites or tools, such as:

Google Analytics
Embedded videos or maps
Social media platforms

We are not responsible for the privacy practices or content of third-party websites. Visitors should review those privacy policies separately.

11. Copyright and Trademarks

All content on this website, including text, logos, graphics, and materials, is the property of Genier Financial Services Inc. or its licensors.

No person may copy, reproduce, redistribute, or link to this site in any form without prior written consent.

All trademarks displayed are protected under Canadian and foreign trademark laws.

12. Data Security

We take reasonable administrative, technical, and physical precautions to protect personal information.

However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

13. Limitation of Liability

This website is provided “as is” without warranties of any kind.

Genier Financial Services Inc. expressly disclaims all representations, warranties, or conditions, whether express or implied.

You assume full responsibility for any risk of loss resulting from your use of this website.

Neither Genier Financial Services Inc., nor its directors, officers, employees, advisors, or agents shall be liable for any damages arising from:

use or inability to use this website
reliance on website content
interruptions, errors, or omissions
third-party links or services

14. Your Rights and Choices

Under applicable Canadian privacy laws, you may have the right to:

Request access to your personal information
Request corrections to inaccurate information
Withdraw consent where applicable

To exercise these rights, please contact us using the information below.

15. Governing Law

These terms and this Privacy Policy are governed by the laws of the Province of Ontario and the laws of Canada applicable therein.

You agree to attorn to the exclusive jurisdiction of the courts of Ontario.

16. Contact Information

If you have questions about this Privacy Policy or website terms, please contact:

Genier Financial Services Inc.
Email: info@genierfinancial.com
Phone: 705-360-5555
Office Address: 174 Third Ave, Timmins, Ontario, P4N 1C8

17. Updates to This Policy

We may update this Privacy Policy periodically to reflect changes in legal requirements or business practices.

Any updates will be posted on this page with a revised “Last Updated” date.